Deep, technical, and independent analysis of reinsurance structures, tax, claims and loss ratios, reserves, and the trends shaping how dealers build wealth through F&I.
How dealer reinsurance companies are taxed under IRC §831 — 831(a) taxes underwriting and investment income; 831(b) is an election taxing only investment income. The premium limit, decision framework, and how a real dealer program differs from a micro-captive.
When dealership PVR stops improving, the cause is usually a system constraint, not one problem. How to confirm a plateau is real, diagnose the operational bottleneck with segmented evidence, and match a measured response to the actual cause.
How dealer reinsurance works for powersports dealerships — motorcycle, ATV, UTV, marine, and RV — the eligible products, how claims and seasonality differ, the structures, and what an owner should evaluate before choosing or expanding a program.
How dealer reinsurance works: premium and reserve flow, underwriting profit, the CFC, NCFC, DOWC, and retro structures, the risks, and what to ask before you start.
Common dealer reinsurance mistakes across strategy, fees, claims, reporting, and governance — the warning signs to watch for, and a practical way to review and correct a program.
A neutral due-diligence guide for reviewing a dealer reinsurance program you already have: the questions to ask about structure, fees, claims, investments, reporting, tax, and growth, plus an annual-review checklist.
Read the deep analysis here. When you’re ready to compare programs, run the numbers, or score a partner, use the interactive tools on Dealer-Reinsurance.com. When you want hands-on help implementing a program, talk to Elite FI Partners.