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Showing posts with the label Captive Reinsurance

The Complete Guide to Automotive Reinsurance for Dealerships

Published by Elite FI Partners  |  Category: Dealer Wealth Programs  |  Reading Time: ~9 minutes If you operate an automotive dealership and your F&I department is producing consistent volume, there is a strong chance you are leaving a significant amount of money on the table every single month. Every service contract, GAP policy, tire and wheel plan, and protection product your team sells generates premium revenue — and the underwriting profits tied to those premiums are, by default, flowing directly to a third-party provider. Automotive dealership reinsurance changes that equation entirely, putting those profits back where they belong: in your hands. This guide is designed for automotive dealership owners, dealer principals, and general managers who want to understand reinsurance for the first time. We will cover what it is, how it works, the structures available to you, the financial and strategic benefits, and the practical steps you need to take to get s...