The finance office has traditionally been measured by one primary metric: Profit Per Vehicle Retailed (PVR) . For decades, PVR has been the "North Star" for F&I managers and dealer principals alike. It’s the number that dominates the morning meetings, dictates the month-end bonuses, and serves as the ultimate yardstick for departmental success. However, after 25 years in this industry, I’ve seen a recurring pattern: dealerships that focus only on the immediate PVR often find themselves on a treadmill of high turnover, inconsistent performance, and missed financial opportunities. If you are only looking at the cash that hits your financial statement at the end of the month, you are looking at a snapshot when you should be looking at a feature film. At Elite FI Partners , we challenge our partners to shift their perspective. It’s time to move beyond the "monthly grind" and start viewing the F&I department as a powerful engine for long-term wealth constructio...
AutomotiveReinsurance.com explores how reinsurance and F&I programs help dealers build long-term wealth. Led by Michael and Emilia Aufmuth, founders of Elite FI Partners, the blog shares insights on dealer reinsurance, training, and wealth-building strategies. Each post is designed to educate, empower, and guide dealerships toward sustainable profitability and market leadership.