Dealer reinsurance is one of the most powerful financial tools available to automotive retailers. When structured and managed correctly, it can transform finance income into long-term dealership wealth, create predictable profit participation, and give owners greater control over their F&I future. Yet across the country, many dealers enter reinsurance programs without fully understanding how they work, how performance is measured, or how small decisions made today influence results years down the road. The outcome is predictable. Some stores build substantial assets and intergenerational value. Others end up disappointed, confused, or questioning whether reinsurance delivered what they were promised. The difference usually is not the concept of reinsurance itself. The difference is execution. In this guide, we break down the most common dealer reinsurance mistakes and what smart operators do differently. Mistake #1: Treating Dealer Reinsurance as Set It and Forget It One of the big...
AutomotiveReinsurance.com explores how reinsurance and F&I programs help dealers build long-term wealth. Led by Michael and Emilia Aufmuth, founders of Elite FI Partners, the blog shares insights on dealer reinsurance, training, and wealth-building strategies. Each post is designed to educate, empower, and guide dealerships toward sustainable profitability and market leadership.