The Complete Guide to Automotive Reinsurance for Dealerships

Dealer reinsurance is one of the most powerful long-term financial tools available to a dealership, yet it is also one of the most misunderstood. I have spent decades working inside dealerships, alongside administrators, and with dealer principals who were told they had a “great” reinsurance program but could not clearly explain how it worked, what it cost, or how it was actually performing. That gap between participation and understanding is the reason I built Dealer-Reinsurance.com . The site was not created to sell reinsurance. It was created to explain it. Dealers deserve access to clear, practical information about how reinsurance structures work, how performance should be measured, and what questions should be asked long before a decision is made or a premium dollar is committed. What I’ve Seen Too Often Over the years, I have reviewed countless reinsurance programs. Many were set up with good intentions. Some were structured reasonably well. But far too many lacked transpar...