Michael Aufmuth is the principal author of Automotive Reinsurance and the Agency Principal at Elite FI Partners. His work focuses on the mechanics and strategy of dealer reinsurance, how the structures actually work, where fees erode returns, how the 831(b) election fits, and how dealers turn F&I performance into long-term wealth.

He works day to day with dealers on F&I sales, program structure, and reinsurance, which is the first-party experience behind the analysis published here.

Connect: Elite FI Partners profile.