The complete archive, newest first — 19 articles published between 2025 and 2026.
A four-pass method for reading any dealer reinsurance statement, whatever the administrator calls the sections: establish the reporting basis, follow production, follow claims and reserves, then reconcile the fund balance.
What a loss ratio actually measures, why earned premium and underwriting-year grouping change the answer, why a new program always looks good at first, and what really moves the number.
Every cost that comes out of a dealer reinsurance program, in the order money actually leaves the premium: the ceding fee, administration, claims handling, premium tax, and the entity-level costs that bite hardest at low volume. Plus a repeatable way to put two proposals on equal footing.
How dealer reinsurance companies are taxed under IRC §831 — 831(a) taxes underwriting and investment income; 831(b) is an election taxing only investment income. The premium limit, decision framework, and how a real dealer program differs from a micro-captive.
When dealership PVR stops improving, the cause is usually a system constraint, not one problem. How to confirm a plateau is real, diagnose the operational bottleneck with segmented evidence, and match a measured response to the actual cause.
How dealer reinsurance works for powersports dealerships — motorcycle, ATV, UTV, marine, and RV — the eligible products, how claims and seasonality differ, the structures, and what an owner should evaluate before choosing or expanding a program.
How dealer reinsurance works: premium and reserve flow, underwriting profit, the CFC, NCFC, DOWC, and retro structures, the risks, and what to ask before you start.
Common dealer reinsurance mistakes across strategy, fees, claims, reporting, and governance — the warning signs to watch for, and a practical way to review and correct a program.
A neutral due-diligence guide for reviewing a dealer reinsurance program you already have: the questions to ask about structure, fees, claims, investments, reporting, tax, and growth, plus an annual-review checklist.
How to review and manage an existing dealer reinsurance program: which reports and metrics matter, how often to check them, and how to tell normal volatility from a real problem.
What real transparency looks like in dealer reinsurance: the fees, premium flow, claims, reserves, and documents that should be disclosed — and how to verify what you’re told.
How dealer reinsurance works, step by step: what happens to the premium after a protected product is sold, how claims and reserves flow, and how underwriting profit and investment income build over time.
There’s no single best reinsurance company for every dealer — a neutral framework for evaluating dealer reinsurance providers, structures, fees, claims, and reporting, with a scorecard and warning signs.
PVR measures current F&I production but not long-term value. How monthly performance and long-term ownership economics differ, what each metric does and does not show, and a balanced dashboard for owners.
How to choose and evaluate a dealer reinsurance administrator — how administrators, carriers, and products differ, how to judge claims handling and reporting, and what to ask before you commit.
How dealer reinsurance can support long-term dealership wealth: the separate sources of potential value — underwriting results, reserves, investment income, scale, governance, and succession — and the claims, fees, taxes, and risks that can reduce it.
What the §831(b) tax election is and isn’t for dealer-owned reinsurance: how it works, the 2026 premium limit, what qualification really requires, and why the IRS scrutinizes micro-captives.
Compare dealer reinsurance structures — retro, NCFC, CFC, Super CFC, and DOWC — across ownership, control, capital, risk, and taxes, and see which fits which dealership.
How to start a dealer reinsurance program, step by step: the volume you need, retro as a stepping stone, the pro forma, choosing a structure, and what to expect.